A “short sale” is when you sell your property for less than what you owe your lender. It allows you to avoid foreclosure and helps protect your credit.

A Simple Solution to a Difficult Situation

Many lenders today are willing to accept a short sale to avoid the more complicated foreclosure and bankruptcy processes. We’ll show you how to take advantage of this situation.

The Government Is Willing to Help

While short selling is not the first choice for most homeowners, many people in today’s challenging economy are opting for it – partially because new legislation is assisting homeowners in the short sale of their primary residences to avoid foreclosure. You may even be eligible for up to $3,000 for moving expenses at closing.

Save Your Credit

You’ve worked hard to keep a good credit rating, and short selling is a smart way of protecting your score. Unlike foreclosure, which can deduct 150 points from your credit rating, a short sale only deducts 25. This makes it easier for you to get back on your feet – and even purchase a new home as little as 12 months later!

Short Sale Is an Option Where:

• Your lender may accept a discount on your mortgage to avoid foreclosure or bankruptcy.
• Your lender may accept less than the amount owed.
• Your lender may forgive your mortgage debt entirely.