Secured and Unsecured Debt
At the Law Office of Aramis Hernandez, we analyze each client’s finances and determine with them which path to debt relief is best for their needs.
In most cases, if you have a large amount of secured debt, Chapter 7 bankruptcy may be the best option. For those who qualify, it completely eliminates all of the debtor's secured debt. However, if you do not qualify for Chapter 7, Chapter 13 can also provide debt relief through a structured, customized repayment plan. Some types of secured debt include mortgages or home loans, other real estate loans, as well as car, boat, and other motor vehicle debts.
Florida Unsecured Debt
Our office has had extensive experience handling bankruptcy cases and helping clients eliminate their unsecured debt. We help fix problems with:
- Credit card debt
- Medical bills
- Utility bills
- Judgments
- Alimony
- Child support
- Tax debt
- Personal loans
- Payday loans
- Bills for services
Please call our office or use the quick-contact feature to email our law firm with questions about your legal issues. Provide as much information as possible regarding your inquiry so that we can effectively review your situation and respond accordingly. While this contact does not serve to establish an attorney/client relationship, it will allow our legal team to begin an immediate assessment of your case, even during non-business hours.
All initial consultations are free and will remain completely confidential. After we analyze your case, we will provide you with all of your options, and then work with you to decide how to move forward.