Our clients at The Law Office of Aramis Hernandez are often shocked to discover how manageable the process of filing for bankruptcy actually is. We know that people often come to our office expecting they will have to endure difficult court hearings and endless hours spent digging through financial information. In reality, when you work with an informed and experienced attorney, the process is relatively straightforward.

As your representatives, we guide you every step of the way in filing your Chapter 7 or Chapter 13 bankruptcy. We make sure you are prepared and that you know what to expect so there are no surprises, and we help you address any issues you may have before or after filing. Helping you find long-term and dependable solutions is our first priority.

The Process for Filing Your Bankruptcy

 When you work with our Miami office to handle your Chapter 7 or Chapter 13 bankruptcy, in most cases the Florida bankruptcy filing process goes like this:

• Build a Plan — First, we fully evaluate your case to make sure that we take advantage of all options available. We review your debts — those that are dischargeable as well as the non-dischargeable ones — along with your income. We also help you identify what you want to protect in bankruptcy, such as homes, cars, or international assets.
• Itemize Your Income and Debt — We make sure that we are presenting a complete financial snapshot of your current situation. We look at your monthly expenses and your debts, such as credit cards and medical bills, as well as your assets and property, to put things in perspective.
• Filing — We guide you through the paperwork for filing your bankruptcy claim. If you file under Chapter 13, we can help you build a debt reorganization plan to be submitted to your creditors.
• Meet with Creditors — A month after you file for bankruptcy, you must attend a meeting with your creditors. In many cases, particularly if you have filed for Chapter 7, creditors do not even attend, and the entire meeting is over in a matter of minutes. If you are challenged by creditors, we will be there at your side.

 

Many of our clients are surprised to discover they never have to go to court or see a judge. Bankruptcy is a well-established and respected legal process designed to protect people from all walks of life, and by working with our firm, which has handled more than 15,000 bankruptcies, we can help you unlock the full potential of the process.

At The Law Office of Aramis Hernandez, our bankruptcy lawyers can guide you through the list of qualifications and help you determine the best option for your financial needs. Call 305-374-7744 or contact us online to arrange a free consultation.